A Hefty Price Tag Can Often Mean a Hefty Insurance
There are some beautiful cars out on the road and many of the most mouth-watering ones have price tags to match. But even if you sell your soul to get one, there are other costs to consider, too - the insurance on these babies will make your bank balance have an existential crisis!
20. Porsche Cayenne Turbo
Cost of insurance: £2055.53
If you want the power and prestige of a Porsche without sacrificing space, the Cayenne Turbo ticks all the boxes. It’s popular too - it practically saved the brand when it was released in the early 2000s for just that reason. However, the combination of luxury and performance means high insurance payouts.
If you want the power and prestige of a Porsche without sacrificing space, the Cayenne Turbo ticks all the boxes. It’s popular too - it practically saved the brand when it was released in the early 2000s for just that reason. However, the combination of luxury and performance means high insurance payouts.
19. BMW 7 Series M760Li XDrive
Cost of insurance: $2289.66
The M760Li series is a rarity these days because it packs a twin-turbo V12 under its hood! Not only can it go from 0–60 in under 4 seconds without making a sound, it shares tech with Rolls-Royce, so its comfort level is premium. Insurers see its bespoke parts and rare components as high-risk, high-cost repairs.
The M760Li series is a rarity these days because it packs a twin-turbo V12 under its hood! Not only can it go from 0–60 in under 4 seconds without making a sound, it shares tech with Rolls-Royce, so its comfort level is premium. Insurers see its bespoke parts and rare components as high-risk, high-cost repairs.
18. Audi SQ7
Cost of insurance: $2357.73
For the family that wants waves of torque without making a song and dance about it, the SQ7 is an unassuming yet quirky melting pot of high-performance and diesel SUV. Its 48-volt electric compressor removes turbo lag for extra responsiveness, but tire and brake replacement will leave you crying money.
For the family that wants waves of torque without making a song and dance about it, the SQ7 is an unassuming yet quirky melting pot of high-performance and diesel SUV. Its 48-volt electric compressor removes turbo lag for extra responsiveness, but tire and brake replacement will leave you crying money.
17. Bentley Flying Spur
Cost of insurance: $2439.40
The Flying Spur is aptly named: it’s an elegant sedan with the might of a supercar surging beneath it and the kind of luxury that would have mob bosses doing Mr. Burns “excellent” impressions. Bentley even used bulls in colder climates for better quality leather, so bespoke beauty weighs heavy on insurance costs.
The Flying Spur is aptly named: it’s an elegant sedan with the might of a supercar surging beneath it and the kind of luxury that would have mob bosses doing Mr. Burns “excellent” impressions. Bentley even used bulls in colder climates for better quality leather, so bespoke beauty weighs heavy on insurance costs.
16. McLaren 540C
Cost of insurance: $2698.05
The 540C was Mclaren’s attempt at making a road car with F1 DNA while keeping prices lower (but not by much). It’s agile, stylish and its engine can both shriek and purr depending on how you treat it; the downside is its carbon fiber body costs god-level money to repair
The 540C was Mclaren’s attempt at making a road car with F1 DNA while keeping prices lower (but not by much). It’s agile, stylish and its engine can both shriek and purr depending on how you treat it; the downside is its carbon fiber body costs god-level money to repair
15. Ferrari 812 Superfast
Cost of insurance: $2756.58
Loud and unashamedly vicious on the road but still classy about it, the 812 packs Ferrari’s fastest V12 engine - and that’s saying a lot! This vehicle’s the last in a dying breed of purely mechanical warriors, and its stratospheric value will make insurers compulsively whoop when you tell them you own one.
Loud and unashamedly vicious on the road but still classy about it, the 812 packs Ferrari’s fastest V12 engine - and that’s saying a lot! This vehicle’s the last in a dying breed of purely mechanical warriors, and its stratospheric value will make insurers compulsively whoop when you tell them you own one.
14. Audi R8 Spyder
Cost of insurance: $2876.37
The R8 brought reliability and exotic flair to the supercar genre. Its naturally aspirated V10 sings like a valkyrie going into battle and it even has pop culture flexes (Tony Stark drove one), so it practically has “steal me” on the side! Combined with its speed and luxury repairs, that’s one expensive insurance.
The R8 brought reliability and exotic flair to the supercar genre. Its naturally aspirated V10 sings like a valkyrie going into battle and it even has pop culture flexes (Tony Stark drove one), so it practically has “steal me” on the side! Combined with its speed and luxury repairs, that’s one expensive insurance.
13. Bentley Continental GT
Cost of insurance: $3017.95
Bentley’s crown jewel of grand tourers, the Continental GT is heavy and plush, but also powerful - like a velvet-covered sledgehammer with an attached Nitrus impact. Because it screams status and machismo it’s essentially catnip to celebrities, and to be fair they’re probably among the few who can afford its monumental coverage.
Bentley’s crown jewel of grand tourers, the Continental GT is heavy and plush, but also powerful - like a velvet-covered sledgehammer with an attached Nitrus impact. Because it screams status and machismo it’s essentially catnip to celebrities, and to be fair they’re probably among the few who can afford its monumental coverage.
12. Lotus Evora
Cost of insurance: $3199.00
Lotus kept things minimal with the Evora, stripping away anything that would make it slower - the result was a raw speed demon that shoots like an arrow and dances like a ballerina. Throw in the Toyota V6 engine that’s rare as rocking horse poop, and it’s practically money on wheels for insurers.
Lotus kept things minimal with the Evora, stripping away anything that would make it slower - the result was a raw speed demon that shoots like an arrow and dances like a ballerina. Throw in the Toyota V6 engine that’s rare as rocking horse poop, and it’s practically money on wheels for insurers.
11. Ferrari 488 Spider
Cost of insurance: $3242.56
Maranello brought mid-engine mastery to the 488 Spider, a supercar that you can drive daily when you’re not burning rubber to make everyone else’s jaws drop… if you can afford the entry price, of course! And that engine’s the one responsible for insurance hikes too; it’s not cheap to repair!
Maranello brought mid-engine mastery to the 488 Spider, a supercar that you can drive daily when you’re not burning rubber to make everyone else’s jaws drop… if you can afford the entry price, of course! And that engine’s the one responsible for insurance hikes too; it’s not cheap to repair!
10. McLaren 570S
Cost of insurance: $3339.21
Another supercar you can commute with should the fancy take you, the McLaren 570S still has F1 DNA just waiting to roar into action with 562 hp. It’s a pragmatic beast that can hit 204 mph should you want to unleash it, but that carbon fiber chassis is still a pain to insure.
Another supercar you can commute with should the fancy take you, the McLaren 570S still has F1 DNA just waiting to roar into action with 562 hp. It’s a pragmatic beast that can hit 204 mph should you want to unleash it, but that carbon fiber chassis is still a pain to insure.
9. Ferrari GTC4
Cost of insurance: $3467.17
You don't just get GT power with this model, you also get four seats in case you want to bring extra passengers along for the ride. Its sporty elegance in a family friendly wrapper with four-wheel steering and a ferocious V12… which also results in an exotic mix of expensive parts.
You don't just get GT power with this model, you also get four seats in case you want to bring extra passengers along for the ride. Its sporty elegance in a family friendly wrapper with four-wheel steering and a ferocious V12… which also results in an exotic mix of expensive parts.
8. Ferrari Portofino
Cost of insurance: $3573.35
Designed as a replacement for the California T, the Portofino has refinement, flair and cheer in abundance, with sporty looks and comfortable cruising. Since it’s a high-performance Ferrari convertible you have to brace yourself for the upkeep, which is so famously high that luxury insurers even offer Ferrari-specific packages.
Designed as a replacement for the California T, the Portofino has refinement, flair and cheer in abundance, with sporty looks and comfortable cruising. Since it’s a high-performance Ferrari convertible you have to brace yourself for the upkeep, which is so famously high that luxury insurers even offer Ferrari-specific packages.
7. Bentley Bentayga
Cost of insurance: $3761.20
If you’re more familiar with SUVs being used for school runs, forget everything you know about them - the Bentayga is the fastest luxury SUV in the world, and its presence is nothing short of breathtaking. It's dignified, smooth as silk and comes with off-road muscle, so of course premiums are sky high.
If you’re more familiar with SUVs being used for school runs, forget everything you know about them - the Bentayga is the fastest luxury SUV in the world, and its presence is nothing short of breathtaking. It's dignified, smooth as silk and comes with off-road muscle, so of course premiums are sky high.
6. Tesla Model X
Cost of insurance: $4051.15
Combining futuristic space age tech with a family hauler, the Model X is an electric bullet with effortless oceans of torque at zero emissions cost. Its spacious, safe and can autopilot like a sci-fi dream, which should give you some indication as to how much you’ll have to pay through the nose for its premiums.
Combining futuristic space age tech with a family hauler, the Model X is an electric bullet with effortless oceans of torque at zero emissions cost. Its spacious, safe and can autopilot like a sci-fi dream, which should give you some indication as to how much you’ll have to pay through the nose for its premiums.
5. McLaren 720S
Cost of insurance: $4074.30
The star of McLaren’s Super Series, the 720S is a twin‑turbo V8-powered rocket that can do 0–62 mph in 2.8 seconds and then slow down for the school run just as easily, and its butterfly doors will be the envy of all the other parents.... if you can afford Carbon-tub repairs, that is.
The star of McLaren’s Super Series, the 720S is a twin‑turbo V8-powered rocket that can do 0–62 mph in 2.8 seconds and then slow down for the school run just as easily, and its butterfly doors will be the envy of all the other parents.... if you can afford Carbon-tub repairs, that is.
4. Bentley Mulsanne
Cost of insurance: $4233.57
A V8-powered luxury saloon that makes passengers feel like royalty, the Mulsanne came from the 1920s into the modern era and kept all its sense of elegance and grandeur - with added torque. Only a few hundred are built each year, and its insurance reflects that exclusivity.
A V8-powered luxury saloon that makes passengers feel like royalty, the Mulsanne came from the 1920s into the modern era and kept all its sense of elegance and grandeur - with added torque. Only a few hundred are built each year, and its insurance reflects that exclusivity.
3. Aston Martin DBS Superleggera
Cost of insurance: $4970.02
The Superleggera is a British powerhouse wrapped around a V12 that has more muscle than a world-class bodybuilder - all in a sleek frame that screams “James Bond.” Its V12 parts and specialist repairs are secret agent-level expensive, too.
The Superleggera is a British powerhouse wrapped around a V12 that has more muscle than a world-class bodybuilder - all in a sleek frame that screams “James Bond.” Its V12 parts and specialist repairs are secret agent-level expensive, too.
2. Honda/Acura NSX
Cost of insurance: $9842.02
A hybrid Honda flex is ever there was one, the NSX has a Twin-turbo V6 backed up with an electric boost that can go from 0-60 in 3 seconds flat. It’s a combination of supercar style and solid engineering, but the exotic performance comes with matching high premiums.
A hybrid Honda flex is ever there was one, the NSX has a Twin-turbo V6 backed up with an electric boost that can go from 0-60 in 3 seconds flat. It’s a combination of supercar style and solid engineering, but the exotic performance comes with matching high premiums.
1. Rolls-Royce Wraith
Cost of insurance: $14293.39
The aptly-named Wraith is a coupe that glides as silently as a ghost and with its handbuilt, subtle luxury it has the presence of a king pretending to be a commoner - you can tell who he is, you’re just too in awe to say hello. Bespoke parts, exclusivity and luxury combine for a swirling stew of insurance expenses that’ll make your eyes water.
The aptly-named Wraith is a coupe that glides as silently as a ghost and with its handbuilt, subtle luxury it has the presence of a king pretending to be a commoner - you can tell who he is, you’re just too in awe to say hello. Bespoke parts, exclusivity and luxury combine for a swirling stew of insurance expenses that’ll make your eyes water.
